ShareLlama Equipment Protection Fund

This page summarises how protection works for Earners who list agricultural and farm equipment on ShareLlama. For full terms, see our Rental Agreement, Damages and Disputes Policy, and Privacy Policy.

Am I covered?

• Eligible agricultural equipment listed on ShareLlama may qualify for protection when verified damage occurs during an approved booking period, subject to platform policy and eligibility requirements.
• Damage costs are assessed against the booking security depo sit first. If the deposit does not cover the full verified amount, the Earner may be eligible for payment from the Equipment Protection Fund.

What's covered

• Verified repair or replacement costs for damage that occurred during the rental period, up to applicable coverage limits.
• Approved claims where security deposit recovery is insufficient or unavailable.
• Dispute review supported by listing, pickup, and return reference photos plus AI-assisted image comparison.

What's not covered

• Mechanical or electrical breakdown not caused during the rental
• Pre-existing damage, wear and tear, or inherent defects
• Damage that cannot be shown to have occurred during the rental period
• Injury to people or damage to property caused by equipment use
• Non-agricultural items, hazardous materials, weapons, or categories excluded by platform policy
• Lost income, late returns, or consequential business losses

Photo documentation requirements

• Earner at listing: four reference photos (Front, Left, Right, Back) when creating the listing.
• Finder at pickup: four reference photos when collecting equipment.
• Finder at return: four reference photos when returning equipment.
• Earner at dispute: additional photos and supporting documents (repair quotes, invoices, reports) when filing a claim.

What this means for Finders (renters)

• Upload pickup and return photos for every rental.
• Take reasonable care of equipment and follow safe operating instructions.
• Verified damage may be charged from the security deposit or other approved payment methods.
• Report theft to law enforcement promptly and provide documentation when required.

What this means for Earners (listers)

• Upload accurate listing photos and keep equipment values reasonable and up to date.
• Release equipment only after booking approval through the Platform.
• File damage claims within 48 hours of return with supporting evidence.
• ShareLlama admin reviews the AI report, verifies documents, and decides the outcome.